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While this web site may be used to market or promote an idea or transaction that is displayed, it is intended to provide general information about the subject matter presented and is provided with the understanding that Palmer Financial and Insurance Services is not rendering legal, accounting, or tax advise. It is not a marketed opinion and may not be used to avoid penalties under the internal revenue code. You should consult appropriate counsel on matters pertaining to ERISA, legal, tax, or accounting obligations and requirements.