Helping you protect the things that are most important to you.

Benefits for your family, your business, final expenses, and your estate.


When can I enroll as an Employer?

Employers can begin a new plan offering anytime throughout the year. Your plan effective date will be the first of the month following your application in most cases. If you already offer coverage there may be options to change mid  year. 

Contact (559) 248-0542 for more info.

​​When can I enroll as an individual?

The  Open Enrollment Period begins  in November each year. Plans sold before  December 15th, during Open Enrollment will have an effective date of  January 1st.  Individuals with special qualifying life events can enroll at any time of the year. 


Contact or Call for a life insurance quote:

​Individual and Family 

Health Insurance Quotes

The sale of insurance products as a result of this web site must be for residents of California and with products approved for sale in California. CA LIC #6008657/ #0G23410

While this web site may be used to market or promote an idea or transaction that is displayed, it is intended to provide general information about the subject matter presented and is provided with the understanding that Palmer Financial and Insurance Services is not rendering legal, accounting, or tax advise. It is not a marketed opinion and may not be used to avoid penalties under the internal revenue code. You should consult appropriate counsel on matters pertaining to ERISA, legal, tax, or accounting obligations and requirements.



​​Individual and Family 

Dental and Vision Insurance