The sale of insurance products as a result of this web site must be for residents of California and with products approved for sale in California. CA LIC #6008657/ #0G23410
Employers can begin a new plan offering anytime throughout the year. Your plan effective date will be the first of the month following your application in most cases. If you already offer coverage there may be options to change mid year.
Contact (559) 248-0542 for more info.
The Open Enrollment Period begins in November each year. Plans sold before December 15th, during Open Enrollment will have an effective date of January 1st. Individuals with special qualifying life events can enroll at any time of the year.
Palmer Financial and Insurance Services, LLC
CA Lic# 0G23410
CA LIC# 6008657